Europejski Urząd Nadzoru Ubezpieczeń i Pracowniczych Programów Emerytalnych (European Insurance and Occupational Pensions Authority - EIOPA), Drugie sprawozdanie w sprawie stosowania dyrektywy w sprawie dystrybucji ubezpieczeń (IDD)

Consumer Protection Department

EIOPA REGULAR USE

EIOPA-BoS-23-477

07 December 2023

2nd Report on the application of the Insurance Distribution Directive (IDD)

EXECUTIVE SUMMARY

The Insurance Distribution Directive (IDD) has now been in application in the majority of Member States for over five years since 1 October 2018 meaning that NCAs have acquired considerably more experience in supervising and insurance distributors in applying the IDD.

This second report takes into account this additional experience acquired and provides an overview of the impact of the IDD on consumers, insurance distributors and supervisory activities over the past two years with respect to the structure of the EU insurance distribution market and the regulatory and supervisory framework.

In order to prepare this report, EIOPA ran two surveys on the application of the IDD with NCAs. Their responses, along with input from external stakeholders, provided during and as a follow-up to a public online event on the IDD in...